Riverwater Partners | Responsible Investing | Milwaukee | Wealth Management

The Overlooked Asset: Transforming Your HSA into a Strategic Retirement and Estate Planning Tool

Beyond the Basics: The Unmatched Power of Triple-Tax Exemption The HSA stands alone in the Internal Revenue Code. It is the only account that offers a true triple-tax advantage: Tax-Deductible Contributions: Contributions reduce your current-year adjusted gross income (AGI). Tax-Free Growth: All investment growth—dividends, interest, and capital gains—compounds entirely free from tax. Tax-Free Withdrawals: Distributions…

Riverwater Partners | Responsible Investing | Milwaukee | Wealth Management

Q3 2025 Wealth Management Update: Navigating Politics, Policy & Portfolios

Navigating Politics, Policy & Portfolios (October 15, 2025). As we close another quarter, we wanted to share our perspective on the markets, the economy, and most importantly, how we’re positioning portfolios to thrive in the months ahead. Politics vs. Policy: What Actually Matters for Long-Term Investors The recent government shutdown reminds us that Washington doesn’t…